Texas VA & VLB Loan Master (2026)

1. PROPERTY & LOAN SETTINGS
2. ENTITLEMENT & DISABILITY
3. CREDITS & DEPOSITS

Itemized Closing Costs

Lender & Third Party Fees
Origination Fee (1% Cap)$0
Underwriting & Processing$900
Appraisal (VA/VLB)$650
Credit Report & Flood Cert$90
Texas Title Policy & Escrow$0
Survey (Estimated)$550
Recording Fees (County)$175
VLB Specific Fees
VLB Participation Fee (1%)$0
VLB Contract Fee$75
Prepaids & Escrow Setup
Prepaid Interest (15 days)$0
Home Insurance (12 Mo + 2 Mo Reserve)$0
Property Tax Reserve (3 Months)$0
Total Closing Costs & Prepaids$0

VA Entitlement Math

Zero-Down Buying Power$0
Required Down Payment$0
VA Funding Fee (Financed)$0
TOTAL MONTHLY PAYMENT $0
CASH AT CLOSING $0 (Closing Costs + Down - Credits/Deposit/EMD)